Politika povlaštenih mirovina i održivost mirovinskog sustava Republike Hrvatske

master's thesis

• Title (english): Policy of Favoured Pensions and Fiscal Sustainability of the Croatian Pension System
• Author: Margareta Jarmek
• Mentor: Zdravko Petak (mentor)
• Granter: University of Zagreb; The Faculty of Political Science; Zagreb
• Defense date and country: 2018-09-21, Croatia
• Scientific / art field, discipline and subdiscipline: SOCIAL SCIENCES; Political Science

Abstract

Mirovinska politika jedna je od brojnih javnih politika koja je neprestano u središtu interesa javnosti. Mirovinski se sustav svake zemlje sastoji od nekoliko podsustava, kojima se reguliraju mirovine za pojedine kategorije građana. Hrvatska se kao i mnoge druge zemlje suočava s manjkom financijskih sredstava te problemima u upravljanju mirovinskim sustavom koji je jedan od najvažnijih izvora deficita proračuna u Hrvatskoj. Najveći problem je omjer zaposlenika u odnosu na umirovljenike koji se iz godine u godinu sve više pogoršava. Jedna od specifičnosti hrvatskog mirovinskog sustava je veliki proj primatelja mirovina ostvarenih po posebnim uvjetima pri čemu određene skupine osiguranika ostvaruju prava iz mirovinskog osiguranja na temelju posebnih zakona koji propisuju blaže uvjete od onih koji su propisani općim propisom. Politika povlaštenih mirovina započela je devedesetih godina te je posebno bila izražena u poslijeratnom razdoblju. Osim u brojnosti kategorija obuhvaćenim posebnim propisima, problem leži i u visini takvih mirovina koje su puno više od onih ostvarenih prema općem propisu. Takve mirovine dodatno opterećuju mirovinski sustav čija je održivost upitna. Kako ne bi došlo do sloma sustava nužno je ograničavanje mogućnosti odlaska u prijevremenu starosnu mirovinu te onemogućavanje svih drugih oblika prijevremenog umirovljenja što se posebno odnosi na posebne kategorije osiguranika.

Abstract (english)

Pension policy is one of numerous public policies that are at the center of public interest. The pension system of each country consists of several sub-systems, which regulate pensions for certain categories of citizens. Croatia, like many other countries, faces a lack of financial resources and problems in managing the pension system, which is one of the most important sources of budget deficit in Croatia. The biggest problem is employees and retirees ratio, which is getting worse year after year. One of the specificities of the Croatian pension system is large number of pensions realized under more favourable conditions whereby certain groups of insured persons enjoy pension insurance rights on the basis of special laws that prescribe more favourable conditions than those prescribed by the general regulation. This pension policy began in the 1990s and continued in the post-war period. Apart from the number of categories covered by special regulations, this pensions are much higher than those achieved under the general regulation. This pensions burden pension system whose sustainability is questionable. In order to avoid system breakdown it is necessary to limit the possibility of early retirement and to disable all other forms of early retirement, which is particularly related to the special categories of insured persons.

• Keywords: mirovinski sustav; održivost; povlaštene mirovine; Republika Hrvatska; mirovinska reforma
• Keywords (english): pension system; sustainability; pensions under more favourable conditions; Croatia; pension reform
• Language: croatian
• URN:NBN: urn:nbn:hr:114:233626
• Study programme: Title: Political Science; Study programme type: university; Study level: graduate; Academic / professional title: magistar/magistra politologije (magistar/magistra politologije)
• Type of resource: Text
• File origin: Born digital
• Access conditions: Closed access
• Created on: 2018-10-29 12:14:28